How Your Insurance Estimate Shapes the Rebuild in Jonesboro, GA
The carrier's estimate is the document that drives your reconstruction. Here is how a reconstruction contractor reads it and builds the scope.
After a pipe leak claim, most Jonesboro homeowners get a long estimate from their insurance carrier full of codes, quantities and unit prices. It can be hard to read, and it is the document that drives your reconstruction. Here is how a reconstruction contractor uses it.
What the carrier's estimate is
Your adjuster writes an estimate of the repairs, usually in estimating software called Xactimate. It is broken out by room, and each line describes one item of work: remove and replace drywall, paint walls, install baseboard, replace flooring and so on. Each line has a quantity, a unit and a price.
How Peridot Assist builds scope to it
We build the reconstruction scope to the carrier's approved estimate. That means we walk your home, compare what we see to each line in each room, and confirm the measurements and items match what is actually there.
When the carrier's estimate and the job line up, the scope is straightforward. When they don't, we document the difference.
When something is missing
It is common for an initial estimate to leave items out, especially before the home is fully opened up. A few examples:
- Insulation in an exterior wall that was removed during drying
- Baseboard or trim in a connected room so it matches
- Flooring that runs continuously into a hallway or another room
- Detaching and resetting a toilet, vanity or appliance so work can be done
- Floor protection and dust control during the rebuild
When we find items like these, we send the adjuster a supplement with photos, measurements and line-by-line pricing. The adjuster reviews it and issues a revised estimate. This is a normal step on many claims and it moves the file forward.
What you can do to help
- Share your carrier's estimate with us as soon as you receive it
- Keep photos and video from the day of the leak
- Forward any new estimates or letters from your carrier
- Send questions about your policy or coverage to your carrier or agent
Once scope is approved
After the scope of work is approved, a project manager is assigned and we set up a meeting to go over your schedule and selections. From there, updates go through your client portal so everything about your job stays in one place.
Serving Jonesboro and Clayton County
Peridot Assist rebuilds homes in Jonesboro, Rex, Riverdale, Morrow and across Clayton County. If your home is dried out after a pipe leak and you have a carrier estimate in hand, call the Peridot Assist office at (770) 284-5353 or email build@peridotassist.com.
More about our work in Jonesboro, GA →
Peridot Assist Construction & Design
Licensed Georgia General Contractor, GCCO008663
(770) 284-5353